Buying a home can be the biggest and most important investment most of us will ever make. It is not only a substantial investment; it is also the sanctuary where we share our lives with our dearest loved ones.

The decision whether to buy a new home can encompass many factors and many questions which Lou Chiapetta and his team are here to guide you through every step of the process. His job is to make it as easy as possible so you can focus on the important things like enjoying your new home!!

RENT VS OWN:

One of the most important factors to consider when buying is a “Rent vs Own” Comparison. Most people don’t realize the huge financial difference investing your current rent dollars into a mortgage can make. Lou would be happy to offer you a free comparison by clicking here or call him directly and find out what the actual numbers could mean to you and your family’s future.

Whether this is your First home, Second Home or an Investment Property here are some things to consider below:

GETTING PREQUALIFIED

This is a free service that will cost you no more than a few minutes of your time. This is to figure out the maximum purchase price of a house that the buyer is qualified to purchase, based on the income and debt information he or she provides verbally to a mortgage professional. This prequalifying information the mortgage professional provides is not a commitment to lend the money! All the information provided by the buyer must still be verified.

GETTING PREAPPROVED

This is a commitment to lend the amount of money specified, assuming the property chosen meets the lender’s criteria after an application is taken by your lender and all required verifications have been met. Then you can shop for your home with your “Preapproval Letter” issued by your lender.

DOWN PAYMENT

One of the most common questions in buying a home is how much do I need for a down payment? There are many programs available ranging from zero down payment to any size you wish. Your lender can shop all these programs to see what you qualify for and which would be the best fit for your situation.

LOAN PROGRAMS

As a wholesale lender, C2 Financial Corporation is licensed with over 100 banks nationwide and that gives Lou access to the many different Loans Programs available in today market such as VA, FHA, Conventional, Jumbo, Cash Out, FHA HECM for Purchase, Commercial and many more niche options for those with complex situations.

Please don’t hesitate to contact Lou for a FREE Consultation so he can review your options and make sure you are in the best possible financial position. Also feel free to pass along his contact info to any friends or family if anyone would like more information about any of the many Loan options available. It is always his pleasure to answer any questions or help in any way he can!!

He looks forward to speaking with you soon!!