As everyone knows rates are at an all time low and Lou wants to make sure every client of his is in the best possible position as the rates will inevitably rise. Now is the time to reassess your needs for the future.

The most important thing in today’s market when considering a refinance is getting the lowest rate and lowest Fees available. Lou believes in taking care of his clients best interests as #1 priority and building his business on becoming his clients “Banker for Life”. In fact Lou is able to offer many of his clients loans that feature NO OUT OF POCKET EXPENSES to help set them up for success moving forward.

With home values rising year after year and loan programs continuously changing, we have listed a few things for you to consider that can save you a huge amount of money by locking in the lowest possible interest rates while they are still available. Lou is currently doing many of these types of loans for his clients, and wants to give you these same opportunities so Lou and his team can become your “Banker for Life”!

AVAILABLE OPTIONS TO CONSIDER:

CONSOLIDATE/PAY OFF CREDIT CARDS, CAR LOANS, STUDENT LOANS or PERSONAL LOANS.

Lock in an amazing low rate and save thousands of dollars in high interest rates these loans typically have.

HOME IMPROVEMENTS YOU MAY HAVE BEEN CONSIDERING?

Maintaining and upgrading your home is one of the best investments you can make in your home. Taking advantage of low rates can help keep the budget on track and make your dollars go much further.

INTEREST RATE REDUCTION.

Based on the current low rates, increased home value or a better credit score.

COMBINE YOUR FIRST AND SECOND MORTGAGES.

ELIMINATE EXPENSIVE PMI, (PRIVATE MORTGAGE INSURANCE).

If you still have PMI you may have acquired enough equity with rising home values to eliminate expensive PMI premiums.

BUY A SECOND HOME OR INVESTMENT PROPERTY.

This is a great time to invest in the real estate market, as home values and interest rates are only rising.

DON’T FORGET TO CONSIDER YOUR PARENT’S AND CHILDREN’S NEEDS AS WELL.

Things are always changing with children’s sports and activities, braces, college and aging senior needs as parents navigate their retirement. After all, at the end of the day the home is about family and from my family to yours, we hope we can be there to help you reach your goals.

Please don’t hesitate to contact Lou for a FREE Consultation so he can review your options and make sure you are in the best possible financial position. Also feel free to pass along his contact info to any friends or family if anyone would like more information about any of the many Loan options available as he does every type of Loan available; Conventional, VA, FHA, Reverse (FHA HECM), Jumbo, Cash Out and Commercial and many more niche options for those with complex situations. It is always his pleasure to answer any questions or help in any way he can!!

He looks forward to speaking with you soon!!